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When CVS Caremark removes Zepbound from its formulary, it affects millions of people —but not everyone uniformly: Employers can opt out — Self-funded employers can negotiate to keep Zepbound on their specific formulary Your insurer may override — Some insurers contract with CVS Caremark but require different formulary rules Exceptions are possible — Even excluded drugs can be covered via formulary exception requests How to Check Your Specific Coverage Your ID card tells you who to call
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